Even Renters May Qualify for Flooding Disaster Assistance

Information from a FEMA news release
Missouri renters who lost their homes or personal property as a result of the severe storms and flooding between Dec. 23, 2015 and Jan. 9, 2016 may be eligible for recovery assistance from the Federal Emergency Management Agency (FEMA) and other agencies. FEMA offers two kinds of help for eligible renters who were displaced from their homes by the
recent storms:

  • Money to rent a different place to live for a limited period of time while repairs are made
    to the household’s rented home
  • A free referral service to find an adequate replacement rental property

FEMA also helps eligible renters with uninsured or underinsured expenses, such as:

  • Disaster-related medical and dental expenses
  • Disaster-related funeral and burial expenses
  • Replacement or repair of necessary personal property lost or damaged in the disaster,
    household items such as room furnishings or appliances, and tools and equipment
    required by the self-employed for their jobs
  • Primary vehicles and approved second vehicles damaged by the disaster

Additionally, renters may borrow up to $40,000 from the U.S. Small Business Administration to
repair or replace personal property.
To qualify for state/federal assistance, renters must first register with FEMA. They can do so
online at www.DisasterAssistance.gov at any time or by calling 800-621-3362 (800-621-FEMA)
or (TTY) 800-462-7585, 7 a.m. to 10 p.m. seven days a week. Those who use 711-Relay or
Video Relay Services (VRS) can call 800-621-3362.
Multiple renters sharing the same dwelling (a.k.a. roommates or housemates) or boarders renting from the dwelling’s owner or leaseholder may apply separately for FEMA assistance after a disaster. Depending on certain conditions, they may be eligible for assistance to repair, clean or replace personal property or vehicles damaged during the disaster, as well as disaster-related expenses.
Renters who desire face-to-face assistance should visit one of FEMA’s Disaster Recovery
Centers (DRCs) in Missouri or speak with someone from one of FEMA’s Disaster Survivor
Assistance (DSA) teams currently going door-to-door in Missouri’s disaster-declared counties.
The application deadline is March 21.
The 33 Missouri counties designated for federal disaster assistance to individuals are: Barry,
Barton, Camden, Cape Girardeau, Cole, Crawford, Franklin, Gasconade, Greene, Hickory,
Jasper, Jefferson, Laclede, Lawrence, Lincoln, Maries, McDonald, Morgan, Newton, Osage,
Phelps, Polk, Pulaski, Scott, St. Charles, St. Francois, St. Louis, Ste. Genevieve, Stone, Taney,
Texas, Webster and Wright.
For breaking news about flood recovery, follow FEMA Region 7 on Twitter at
https://twitter.com/femaregion7 and turn on mobile notifications or visit the FEMA web pages
dedicated to this disaster at www.fema.gov/disaster/4250.
FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.
All FEMA disaster assistance will be provided without discrimination on the grounds of race, color, sex (including sexual harassment), religion, national origin, age, disability, limited English proficiency, economic status, or retaliation. If you believe your civil rights are being violated, call 800-621-3362 or 800-462-7585(TTY/TDD).
The SBA is the federal government’s primary source of money for the long-term rebuilding of
disaster-damaged private property. SBA helps businesses of all sizes, private non-profit
organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property. These disaster loans cover losses not fully compensated by insurance or other recoveries and do not duplicate benefits of other agencies or organizations.
For more information, applicants may contact SBA’s Disaster Assistance Customer Service Center by calling 800-659-2955, emailing disastercustomerservice[at]sba.gov, or visiting SBA’s website at www.sba.gov/disaster. Deaf and hard-of-hearing individuals may call 800-877-8339.